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Saving money for the future: IELTS Task 2 essay #4, band 6.5

A student’s answer to this repeated IELTS question, shared without their name and marked by Axiom on the four criteria. Select a highlighted passage to see how it could be revised, and why.

354 words. Marked by Axiom on 26 October 2026. Estimated by AI. It isn’t an official IELTS score.

Task 2354 words

T is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

  1. Lexical resource

    RevisedDoes saving money play a significant role in people's lives?

    The revised sentence is grammatically correct and conveys the intended meaning more clearly.

  2. Grammar & accuracy

    Revisedeveryone, including youngsters, has to learn how to save money for the future

    The revised sentence is grammatically correct. The verb 'have' should be singular to agree with the singular subject 'everyone'.

, because having a habit of saving money from young age can be useful ones they become adult, and also would not make youngsters fully relied on their parents.

  1. Lexical resource

    RevisedI largely agree

    The correct phrase is 'I largely agree' which is more commonly used to express a strong agreement.

There are several reasons why i strongly agree with this statement, first of all, learning how to save money from young age would develop a habit for them, and have no other choice but to invest for their future. Second of all, in young ages people can't earn money by themselves and , and this can put a financial burden to their parents shoulders, and by saving their extra moneys instead of spending it on snacks or etc, they would have the capability of buying things they want to without asking for money from their parents.

  1. Lexical resource

    Revisedand as a result, they won't struggle to save money when they become adults

    The revised sentence is grammatically correct and conveys the intended meaning more clearly.

  2. Grammar & accuracy

    Revisedthey would always have the tendency to want expensive items

    The revised sentence is more natural and precise.

Another main reason that encouraged me to say saving money is important is that it can be saviour for people when they need large amount f money in a unexpected situations. For instance, nowadays it is really common for people to have a car crashs and in this kind of situations that money people have saved can bring them out from getting into serious problems. Even if they won't face this type of problems money that they have saved can be a future investment, and it can be beneficial in different ways. For instance, instead of working for a boss for their whole life they can open a business and run it by themselves, not only that when they get old their pensions may not be enough for their daily expenses,

  1. Grammar & accuracy

    Revisedand it won't be easy for them to earn money.

    The revised sentence is grammatically correct and more natural.

  1. Coherence & cohesion

    RevisedIn conclusion, the importance of learning to save money early cannot be overstated. It not only helps young people build good habits for adulthood and eases their parents' financial burden, but also provides them with the financial security they need for unexpected emergencies or future goals, such as starting a business.

    The revised sentence provides a more comprehensive conclusion, effectively summarizing the key points discussed in the essay.

Select a highlighted passage to see its suggested revision.

Estimated by AI. It isn’t an official IELTS score.

What Axiom wrote for each criterion: why the answer earned its band, and what to work on next.

Coherence & cohesion

Band 6.0/ 9

The essay is logically organized and the progression of ideas is clear. However, there are some issues with the use of cohesive devices and the overall cohesion of the essay. The essay follows a logical structure, but the use of cohesive devices is sometimes inaccurate or missing, making the connection between ideas less smooth. Additionally, the conclusion could be more effective in summarizing the key points and reinforcing the author's stance.

Suggestions

  • Use a variety of cohesive devices to ensure smooth transition between ideas.
  • Make sure to fully develop your conclusion to effectively summarize the key points and reinforce your stance.

Sentence revisions 1

  • RevisedIn conclusion, the importance of learning to save money early cannot be overstated. It not only helps young people build good habits for adulthood and eases their parents' financial burden, but also provides them with the financial security they need for unexpected emergencies or future goals, such as starting a business.

    The revised sentence provides a more comprehensive conclusion, effectively summarizing the key points discussed in the essay.

Grammar & accuracy

Band 7.0/ 9

The essay uses a variety of complex structures. However, there are a few grammatical errors and awkward constructions. The essay uses a variety of sentence structures, and the majority of sentences are free of grammatical errors. However, there are a few instances of awkward or incorrect sentence construction that could be revised for clarity and accuracy.

Sentence revisions 3

  • Revisedeveryone, including youngsters, has to learn how to save money for the future

    The revised sentence is grammatically correct. The verb 'have' should be singular to agree with the singular subject 'everyone'.

  • Revisedthey would always have the tendency to want expensive items

    The revised sentence is more natural and precise.

  • Revisedand it won't be easy for them to earn money.

    The revised sentence is grammatically correct and more natural.

Lexical resource

Band 7.0/ 9

The essay demonstrates a good command of a broad lexical repertoire. However, there are a few instances of awkward or incorrect word choice. The essay demonstrates a good command of a wide range of vocabulary, with appropriate use of academic language. However, there are a few instances of awkward or incorrect word choice that could be revised for clarity and precision.

Sentence revisions 3

  • RevisedDoes saving money play a significant role in people's lives?

    The revised sentence is grammatically correct and conveys the intended meaning more clearly.

  • RevisedI largely agree

    The correct phrase is 'I largely agree' which is more commonly used to express a strong agreement.

  • Revisedand as a result, they won't struggle to save money when they become adults

    The revised sentence is grammatically correct and conveys the intended meaning more clearly.

Task response

Band 7.0/ 9

The essay addresses the task effectively, presenting a clear position throughout the response. The essay effectively addresses the prompt, providing a clear position and supporting it with relevant examples. The writer's stance is well-developed and supported with specific, relevant examples. However, the essay could be improved by providing a more thorough explanation of how saving money contributes to financial independence and security.

Suggestions

  • Provide a more thorough explanation of how saving money contributes to financial independence and security.
  • Ensure that each paragraph focuses on a single main idea and is well-developed with supporting details and examples.

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